Great concept, I just hate how blatant the use of AI is, the wording and structure of paragraphs are garbage, the cliched motivation of the main charactor ticks me off. If you corrected the horrible structure and wording of the story, then used less generic senarios I might consider reading past the 3rd chapter.
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LIKEI have read from chapter 8-17, the system is simply too overpowered, most charactor interactions are unrealistic, you do some horrible info dumping for no reason, on the topic of brokearge accounts that sounds like an interaction between chatgpt and a person ignorant of brokearge accounts, you could have instead just protrayed the mc as knowing about brokearge accounts or if you wanted to display that the mc wasn't into stocks you could have just had the mc give a partial answer that any common person could have come up with, not realistic at all, also the bullying situation's solution was unsatisfactory. What self respecting bully just apologizes after you beat up just one other bully. Show us their perspective at least, and their reasoning as to why they gave up.