Haux3r

I believe you may have a thing for the word "afterward".

Even when he buys he still needs to pay to use, he just pays less.

Man, you need to pay more attention to punctuation. Some parts of the story are kind of hard to read, you have to read them twice or more to understand them.

Is Mercy, not Merci.

Getting Toji's card is not fanboying, fact. Wearing his clothes? Yeah, that is. Toji's clothes are traditional garments (Chinese/Japanese, I'm not sure). He wears them because it is his culture and because he doesn't need protection: he is a killer who strikes and kills before being noticed, and when he fights directly, a bulletproof vest wouldn't help against a soul-slashing katana or a red/blue/purple (other than the fact that sorcerers don't even use firearms). But the MC's situation is different. Sure, with his perception, he could evade bullets, but even the Flash and Superman could get shot in moments of distraction or certain circumstances. What he is doing is no different than wearing a kimono or cheongsam (a Chinese garment) while working (it has nothing to do with him and makes no sense). Even if he doesn't want to invest in gear, it would be better to wear normal clothes than going around wearing a kimono while killing people. Is fanboying a bad decision? Meh, not really, it is just dumb (can you imagine someone getting a power ring and then deciding to wear a soccer uniform or a sweatshirt as their gear? It's stupid). Is your MC his own person or, for example, when he gets a Goku card, will he start wearing his clothes and acting like Goku? What?Are the cards affecting his mind?

It is, avatar is a really good story but this is too much. The author appears to be a die hard fan of it, so he writes it as a world changing thing but it just a good story not a revolutionary one (even by MHA standarts). It is already going too far.

Worth it. Better now than never, take your time.

PLEASE, if the story has harem, put a tag on it. It feels awful to read a story just to discover it was a harem type one (when you dont like it of course). Made me waste my time. But, the story overall in itself is good, outside of certain aspects.

Talented in what?

You're aiming for drama, but you're hitting melodrama very hard. Not only in this chapter, but in the story in general. I've read this chapter twice and noticed that I could skip from the beginning-to-mid part to the end all without losing anything in the story. Also, show, don't tell (and if you've already shown, you don't need to repeat yourself). I'm talking about the constant repetition of the MC as a godlike being. You've already shown how powerful he is on multiple occasions, yet you keep repeating yourself constantly (it's annoying); that and how emotionless Stephen can be (we already understood that). I know you want to emphasize some aspects of the story, but you're overdoing it and making the story repetitive and boring. What was supposed to be an impactful dramatic moment becomes a melodramatic one that is completely unnecessary, and what you've already shown and demonstrated keeps being repeated to a point where it becomes obnoxious.