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The point still stands... The parents while having a decently high rank & 2 kids should start to have funds stashed exactly because of this scenario. If they could afford that house, they can for sure save for accidents
flashing bodyparts can instill awe as well... hmmm
fever + passed out = dying? Damn...
Those might live in a different part of the city/country.
But yes, she pushed him to do the quest, but its wild to say they knew he would complete it.