Chapter 86 - Helping the Family

"Then should we also sell the Yihe Jingyuan house?" Qin Zhenguo asked.

"Sell, of course." Qin Hao replied simply, "Liu Hua and his dad sold them. It proves that it doesn't make much sense to keep it. It's better to sell it earlier."

Qin Zhenguo nodded and asked, "What about after the sale? Did your classmate say what his dad would do after selling the Yihe Jingyuan house, and where would he buy another house?"

Qin Hao smiled. This is what he was going to say today. He didn't expect that Liu Hua's dad would have become his father's guide, and this would be easy.

"I heard Liu Hua say that his father plans to sell the Yihe Jingyuan house and free up all the money to rent second-hand houses." Qin Hao said.

"Second-hand house?" Qin Zhenguo was taken aback, "Don't buy a new house?"

Qin Hao shook his head: "The new houses have already risen, and they will not soar in the short term. Moreover, with the rise in housing prices, the cost of buying houses will also rise. We can't buy much with our little money. And it may not be possible to earn much in the short term after we buy it and all of it will be lost, only the loan will be paid, which is not very cost-effective."

As he talked, Qin Hao sang his own tune, but Qin Zhenguo was thinking about the house at the moment, and he didn't pay attention. He even nodded: "Yes, before we could mortgage three houses for 400,000 yuan, but now we need at least 600,000, the remaining part is a lot of money even if it is a loan. For a loan of one million, the monthly interest alone cannot stand. If the house price rises too slowly, I am afraid that even the interest will not be collected. "

Qin Haoxin said that would not be enough. Housing prices will continue to rise for a long time in the future, so as long as they don't buy unfinished buildings, they will generally not lose money.

But as my dad said, We don't have enough financial resources, and most of them rely on loans. Now housing prices have risen again. If you want to invest in real estate, you have to borrow more land loans. The interest rate alone is terrible, and the income ratio will be suppressed very low. In Qin Hao's opinion, this is not a bargain.

Because this means that all the money in the family has to be poured in. He wants to change the conditions of the family, instead of letting his parents invest all the money in buying houses, and then save more money to buy another house and not spend it for themselves.

What's the point if you want to be like that?

"But what is the purpose of renting a second-hand house?" Qin Zhenguo asked.

"Of course it is subletting to someone else." Qin Hao smiled and dragged out his plan. "Now housing prices are soaring. Many people who originally planned to buy houses gave up their plans to buy a house because of this, but there must be a place to live, after all, work. It's still in the city. So I'll choose to buy a second-hand house or rent a house altogether."

"I heard Liu Hua say that his dad determined that the second-hand housing market and the rental market will usher in a wave of dividends. Nowadays, the second-hand housing market is not prosperous enough, and most of them are paid in full, and the investment in reselling second-hand housing is higher. So, Dad, We might as well rent a batch of houses, and then sublet them out, with an intermediate price difference."

Qin Zhenguo contemplated, after all, he was no stranger to these after running with Liu Jiarong for so long.

In fact, this is what real estate agents do, mainly dealing with second-hand houses, selling houses, or renting them out, and earning a service fee.

So there is no difficulty in operation, not to mention Liu Jiarong is there, Qin Zhenguo thinks it is not difficult to operate.

But, the second-hand housing market can really do it?

"Dad." Qin Hao gave another reassurance, "I heard Liu Hua say this. Don't you believe Liu Hua's dad?"

"This is not possible." Qin Zhenguo shook his head repeatedly, "Your uncle and I both admire Liu Hua and his father is very amazing, but unfortunately we can't see each other..."

When Qin Hao mentioned this, he stopped quickly and changed the subject: "That's not it. It's hard to buy a house with our little money, but we can still rent a lot. Taking advantage of the low price of renting a house, let's make a move. It's good to sign a ten-year to eight-year contract. When the time comes, the rental price will go up. Let's change hands and rent out. Just collect the rent every month. It's great to be able to make money while sitting at home."

Qin Zhenguo was said to be moved: "It's pretty good."

Of course, things are not that easy. Being a middleman may seem simple, but you have to manage these houses. There are a lot of things to do, but it's better than a toy factory worker.

Besides, don't you still have an uncle? Uncle is good at this kind of thing. When the time comes, let your uncle take care of it. Dad and mom will collect rent and count money at home and enjoy life.

Qin Hao knew that after a few years, some people would drive a car all day with a bunch of keys in their bags, collect rent everywhere, and become the renters of the new era. It doesn't look decent, but it's rich, the bag is lv, the clothes are Versace, the car is BMW...

Do you think these people are billionaires and their homes are built, so there are so many houses for rent?

No, they are also middlemen!

After some persuasion, Qin Hao finally settled his father. Qin Zhenguo couldn't help it. He picked up the phone and called Liu Jiarong, asking him to come over and discuss it.

Finally, He doesn't need to go to the toy factory anymore. When the "middleman makes the difference", and there is a profit, my mom won't have to go to work anymore.

The couple has nothing to do with fishing, walking the dog, and going out for a trip every three or five times....

What is life? This is life.

"Hey, I'm so worried about this family." Qin Hao silently added a chicken leg to himself, and then shouted to the kitchen: "Mom, I want to eat braised pork."

"Okay, I'll make it for you tomorrow." Liu Huifang responded with a smile.

In fact, Qin Hao had thought about taking advantage of the real estate boom in the next ten years, starting from real estate speculation, gradually expanding, and finally maybe set up a real estate development company, relying on his own predictive ability to buy a few good plots of land. , As long as builds a building it's a big profit, becoming a billionaire is not a dream.

Considering that I have my own dreams, my parents are just ordinary people, and their abilities are limited after all. It may not be a good thing to push them into big real estate developers and strong women for life.

Life is no more than a few dozen years in a hurry, and the dream of parents is not to be a billionaire, and to be a renter-in-law. Isn't it good to enjoy life?

So Qin Hao changed his plan and let his parents collect rent at home.

As for the uncle, Qin Hao didn't lead him to the developer's path. He just asked his father to suggest to his uncle that he could start a real estate agency by himself so that it would be convenient to collect and rent houses in the future. After all, my uncle is still young, so it's a bit early to let him enjoy life at this moment.

I opened a small intermediary company, managed a few people, played around with second-hand housing, and wanted to live a good life in the future.

Liu Jiarong arrived in less than half an hour.

Qin Hao didn't get mixed up, letting his father and uncle discuss where, he just came up with an idea, controlled the direction, and left them free to play.