THE REASON

Chills ran down his spine when he realized that she planned it all beforehand.

Mo Yuan tenderly stroked her cheeks. "Why are you scared? Tell me or I won't know."

Han Luo quietly placed her head on his shoulder. She could hear his heartbeat. 

His heart calmed down a lot. Its rhythmic beating helped her to calm down as well.

"I'm worried," she finally uttered what was in her heart. 

"Why are you so worried? We aren't alone. Xiao Ming and Xiao Yujin are here. We will all be here to protect you."

Mo Yuan patiently coaxed the girl in his arms.

Han Luo denied his claim, "I'm not worried about myself. I'm worried about you all.

"We don't know who our enemies are, and we are in the open. If the police find out about the Swiss Bank account, big brother Ming will be in jail even if it's for a while.

"It won't be good for his future. Furthermore, mom and dad, and big brother Yujin's family members aren't here to back you up.