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After the third goblin fell, Kieran retreated momentarily and thought about something that dawned upon him. 'If my level is frozen, doesn't this mean I can exploit the Medallion of Growth? After all, the last usable level is Lv.20. Only once a character reaches Lv.21 would the effect become unusable.'
It was indeed plausible. One might label it an exploit, but that wasn't really the case. The Zero Loss of Potential existed precisely to give an edge to anyone who possessed it. While the advantage of the trait seemed excessive in theory, it wasn't.
One of the main factors limiting how extreme the trait could be was the existence of increasing Experience requirements. Even if a user amassed an insane amount of Experience, it would come a time when the losses outweighed the gains.