Story of an Unfortunate Man(MCU verse)

Follow the story of an unfortunate man named; Nathaniel Black. He was on his way home after an uneventful day at work when a crate of gold bars rain down from the sky and hit him in the head, obviously he died and transported into the MCU universe. ********** English isn't my main language. ********** This story will mostly follow the MCU but will have a few elements of the comics in it. also I do not own Marvel.