1 Wealth Conversion System

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2009?!

He had returned back in time by 10 years?

It took Pei Qian a moment of uneasiness before he accepted the truth with relative calmness.

Ever since he graduated in 2013, he had been in two industries and changed jobs through multiple companies, meeting with extremely horrendous bosses while enduring the politics of corporate life.

In any case, he was nothing but a slave of society.

He was naturally ecstatic for something as wonderful as transmigrating to happen to him. Restarting life from 10 years ago, this was something that everyone could only dream of!

Completely awake now, Pei Qian flipped and sat on his bed.

What should he do next?

Right then, a transparent screen appeared before Pei Qian as lines of words began to fill up.

<Binding of the Wealth Conversion System in progress…>

<Binding success.>

<Owner: Pei Qian>

<Please read through the instruction manual of system.>

"What's going on?!"

Pei Qian was startled and overjoyed.

Indeed, there would always be a system after transmigration! His cheat had arrived!

Calm down, calm down! These were the usual patterns of how things went, it was nothing to fuss about!

Pei Qian composed himself before long and looked at the message on the screen.

<Wealth Conversion System>

<Profit Loss Conversion Ratio: Pending>

<System Funds: 50,000>

<Personal 443 Wealth:>

This was a menu.

At the bottom of the menu was a dialog box used to display dynamic information - that must be the instruction manual.

<Wealth Conversion Rules:>

<During set periods, the system will provide owner with a fixed amount of funds. This fund can only be used for company's business activities and is not meant to squandered.>

<A tabulation for settlement will be conducted after a period of time and in accordance to the system's profits losses, conversion owner's personal wealth would made based on set ratio.>

<Special Notice: In order to encourage the owner focus on work, may not pay himself a salary through company's accounts.>

<Next step: Check out the detailed rules.>

"Woah? This is a sure win system!"

"You're not only providing me with funds, you're even giving me money? A system with a conscience!"

Instantly, Pei Qian understood the functions of the system.

Even though both the System Funds and Personal Wealth aspects referred to money, they were completely different concepts.

The 443 of the Personal Wealth referred to Pei Qian's total amount of money which amounted to 443 yuan - this was money he could spend freely.

As for the 50,000 yuan, those were the System Funds. According to the system's rules, that amount of money could only be for business activities such as incorporating a company.

After a period of time, be it whether he profits or loses, it will be converted to his Personal Wealth based on the set ratio and he could spend it as he wishes by then!

"Exciting! Let's take a look at the detailed rules!"

Pei Qian continued tapping on the screen.

<The owner must engage in normal, logical and legal business activities that require some technical skills.>

<The following are violations of the rules, do take note.>

<Profit category:>

<1. Large scale purchasing or manipulating of property prices.>

<2. Purchasing of cryptocurrency, engaging in Ponzi schemes and illegal crowdfundings or similarly activities.>

<3. Engaging in speculating and profiteering of stocks materials or disrupting market forces.>

<… 97 (Tap here to display the remaining violations>

<Loss category:>

<1. Doing charity or gifting of companies to others.>

<2. Procuring or employing employees, renting office spaces and purchasing of equipment at prices way above market rates.>

<3. Extreme idleness, abnormally low efficiency rate and long durations of not producing any value.>

<… 97 (Tap here to display the remaining violations>

<Additional Rule: Owner must not reveal or hint at the existence of system to anyone.>

<The system holds the final decision on definition of any violations.>

<Next step: Randomly generated Profit Loss Conversion Ratio>

"Such strict rules."

Pei Qian checked through the 200 violations and his plans were eliminated one after another.

Speculating in property and purchasing of cryptocurrency were all banned by the system.

He could engage in normal investments and wealth management but their annual returns were too little to satisfy him.

Through the 200 violations, Pei Qian was not only limited in Profit activities, he was also limited for the Loss activities.

All in all, he was banned from doing anything illegal.

Pei Qian continued tapping on the screen to head to the next step.

<Profit Loss Conversion Ratio being generated randomly…>

<Profit Conversion Ratio is at 100:1. Loss 1:1>

"Eh, hold on. This ratio…"

Pei Qian looked at it carefully, realizing that there seemed to be a bug.

Wasn't the Loss Conversion Ratio overly high?

If he were to lose all of the System Funds, he could convert all of it to his Personal Wealth!

Losing money would be a winning situation for him!

"I was given such a great Conversion Ratio through a random generation? Lady Luck must be smiling at me!"

"It's a pity that the Profit Conversion Ratio is a little too low. But oh well, losing money is much easier than earning it!"

Pei Qian felt as though his luck was off the roofs!

<Final step: Please name your company (Click here to enter)>

Pei Qian contemplated for a moment before filling the space with his thoughts: Tengda Network Technology Co., Ltd.

Tengda represented Soaring in 'Soaring to meteoric rises'.

That was his wish - for the company to soar to great heights as soon as possible!

<"Tengda Network Technology Co., Ltd." registration completed.>

With the final step completed, the words on the screen disappeared and the menu returned to its initial state.

<Note: If there are unannounced products a week before settlement, the settlement date would be postponed. Postponement determined by system.>

Pei Qian pondered over the meaning of the additional notes.

He can't have any unannounced products a week before settlement.

That made sense.

If there wasn't such a rule, he could dump any remaining System Funds before the settlement into the development of the new product, causing the System Funds to empty out and that would be a loophole.

With this rule, Pei Qian had to push out all his products on hand a week before settlement such that they would be accountable for any profits or losses - this was a step he couldn't avoid anymore.

"Another loophole closed. But, it doesn't matter."

"So, what I have to do next is to turn the System Funds from 50,000 down to 0 while increasing my Personal Wealth from 443 to 50,443.>

"I just have to start losing money within the rules, right? That doesn't seem too difficult." Pei Qian was brimming with confidence.

Opening a company while creating value and new products in a normal way.

As the company's boss, all he had to do was let that normalcy go slightly astray.

Wasn't that all there was to it?

Of all the companies created, there were only few which had succeeded while everyone else failed. It's clear which was the easiest path to go about!

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"So, the question now is which field I should enter."

After pondering about it, Pei Qian decided that he should first get to know the situation of this world.

Opening his laptop, he ran a search on Qiandu search engine and began looking up recent news, particularly those on technology.

"There's some differences, albeit small ones." Pei Qian had a rough idea of things.

…

Similar to his previous world, the trend still revolved around the Internet, technology, games and cultural industries.

Pei Qian could choose to enter any industry - that was something the system had no restrictions on.

However, in order to create value and not violate the system's rules, Pei Qian had to employ relevant professionals while starting the company.

Towards industries that he wasn't familiar with, Pei Qian had no confidence in navigating things - what if the professionals he employed were really incredible and ended up making the project a success?

After much contemplation, Pei Qian decided on the games industry.

Even though Pei Qian hadn't been in the games industry personally, he had played tons of games. With such an influence, he had a rough understanding of the industry.

Compared to the other industries, he felt more confident in his ability to navigate through the games industry.

By changing some of the gameplay slightly, he could create a game that could fail - that was a huge advantage he had!

Besides, it was easy to burn money in the games industry.

For physical industries, he could still sell the fixed assets to recoup and that wouldn't be a total loss. However, in the games industry, the losses would be thorough and result in worthless codes.

With his memories of the world 10 years later, as long as he intentionally avoided creating profit-making games, wouldn't he be done?

Step One: Make the game!

Step Two: Lose money and have the System Funds converted to his Personal Wealth entirely!

Step Three: Spend to his heart's content!

Ah, that's how perfect things are going to be.

Pei Qian felt that he was an absolute genius!

…

After deciding on his direction, Pei Qian looked up the official site of the Bureau of Commerce and downloaded his company's management profile by logging in successfully with his ID Card Number and an initial password.

There was a company registered under his name - Tengda Network Technology Co., Ltd. - and there was 50,000 yuan worth of funds.

This must have been registered for him using the system's black technology.

In the aspect of entrepreneurship, there's a huge difference between Pei Qian's previous life and this parallel world of simplified difficulty.

In order to encourage more citizens to start their own businesses, there was a low barrier of entry to creating companies and most of the procedures were intelligentized and could be completed online and at the client's end.

This was extremely helpful for entrepreneurs and was even Pei Qian's previous world that was 10 years ahead could not match up in this aspect.

There were other similar changes.

For example, thanks to the rapid advancement in telecommunications and cloud technology, many industries gathered their networks and resources and that raised the efficiency of working online.

Take the games industry for example, there was a unified official organization - Entertainment Software Ranking Organization. ESRO for short, they are in charge of regulating and auditing across different genres of games.

At the same time, ESRO has an official website for resources that's open for all entrepreneurs.

One could view ESRO's official site as a compilation of the domestic games market's resources. Here, one could pay to purchase universally usable art resources, programming templates, design manuscripts or even hire professionals to customize their own games.

These art resources, programming templates and whatnot were all shared by individuals or companies within the industry and anyone could use them at a cost.

But of course, these were all resources that were more common and on the lower end.

On the website, one could contact certain hotshots such as top tiered designers and negotiate with them to work together.

Other than that, ESRO has even compiled all the common game editors on the market and simplified them to launch an official game editor of their own. As long as one would take the effort to learn, most people would be able to handle it even without actual programming background.