1 chapter one:The will

General POV

it was cold,and it was raining very hard when Monica got home back,she had heard what happened to her father...he had gambled on her and died

she walked around the cold street and thought of her life,she had been born with a sliver spoon,she had everything she could ask for,her father had supermarkets all over the Philippines and united state,he had loved her and given her everything,the best education and clothes,it was around last year that she had decided to chase her passion of traveling,she had gone to hike in Africa,she she had gone for shopping in Paris ,she had gone almost everywhere she had wanted,and just a few months ago she had a call

"your father is dead,come home"her mother had said

her mother was a nice woman and she had been kind but monica had always preferred her father who loved her and still read her bed time stories when she was fifteen,the world had come crashing down after his death,she didn't believe...she couldn't believe,it had to be a joke,yes a joke but even as she denied it,she knew...her mother wasn't one for jokes....she had gotten the first flight home

the lawyer had come,it had sickened monica that anyone could think of the will,he just died,he just died she continued to scream in herself,but she kept shut....she had a little brother,he had beside her and held her hand as she hugged him,Joseph....she loved him very much...the lawyer sat down in their gran parlor and took out the will

"All my business in the US and in Philippines should be handled by my eldest daughter,Monica David,for the family and continuous development,the shares should be divided between my wife,son and daughter with my daughter having the highest,all my money should be divided like this,30 percent for my daughter,Monica,another 30 percent for my son,Joseph and 20 for my wife,margaux,10 for my relatives and the remaining 10 for charity,that is all" the lawyer finished

they were all looking at me,I knew...I didn't care though,I got the best of the will.....I was about to stand up when I heard the lawyer say

"ofcourse that is what he wrote and so I had to honuor his memory and say it....but your father,Mr David,he was in a huge debts,he has no money left and his business is in ruins,and he died of high blood pressure"

her whole world was crashing,no!!....this is impossible,it couldn't be,it can't

" what do you mean"

"Am sorry Miss Monica,but your father used you as collateral for his debtor,someone called Mr kim,he's a rich business tycoon whom your father knew and borrowed money from,I don't think he planed on not returning the money,it might have been a bluff but a lot of things happened and one thing led to another he is dead now and so you belong to someone as a business decision your father made" the lawyer said again with warm eyes but monica was already shaking even though it was really cold outside,she barely noticed it now

"what do you mean,its a lie...its impossible!!!.....stop saying nonsense,my father would never do that...mum,tell him,tell him father wouldn't do it!!!!"she screamed ,monica was really really screaming but she didn't care,how dare that lawyer,I would sue him for impersonation of will...she thought and turned to her mother for support but she was looking down...away from Momonica

"am sorry"she said after some minutes

"she I knew she knew,she had known...even Joseph,they all had" monica thought bewildered

And thus why she was running around in the rain and crying,she didn't care if she died,its not everyday you hear your dead father whom you loved so much used you as collateral,when she finally got back home,she went to her room and firmly shut the door,she cried herself to sleep and decided that,the next day she was going to meet Mr Kim,the man they owe money.....she already had a business deal in her mind,she didn't graduate from business school as an honour student for nothing with an IQ of 200....she would save herself and family...definitely.....she was the only one they had left now,she had to do something to provide for them