only necessary

Huihebao was a custom-made inclusive commercial health insurance for Heze's insurance personnel. It was jointly underwritten by 11 insurance companies including Sunshine Property and Casualty. It had a very low insurance threshold, and almost everyone could buy it, including newborn babies and 90-year-olds. The annual premium was only 129 yuan, and he could get up to 3.5 million yuan in medical insurance. Huihebao mainly covered hospitalization medical expenses and specific drug expenses. If the patient was hospitalized within the scope of medical insurance, 80% of the individual's out-of-pocket payment of more than 15,000 yuan could be claimed, up to a maximum of 1 million yuan. If you need to use a specific drug in the medical insurance, the part of the personal burden that exceeds 20,000 yuan can be fully reimburse, up to 1 million yuan. Huihebao had a wide coverage, a high reimbursement rate, and a relatively humane premium price. Therefore, if Heze's insurance personnel met the purchase conditions and needed medical insurance, purchasing Huihebao was a choice worth considering.

It depends. Sometimes flatting helps to enhance the colors and clarity in comics, but it's not always essential.

Yes, chapters are often necessary. They help organize the story and give readers natural breaks, making it easier to follow and absorb the content.

Reading novels is a form of entertainment that can bring many benefits, including: 1. Increase imagination and creativity: novels usually contain rich plots and characters to help readers construct their own plots and characters to increase imagination and creativity. 2. Enhancing reading ability: novels usually contain a large amount of vocabulary and language skills to help readers improve their reading ability and better understand and digest the content of the text. 3. Cultivate reading habits: Reading novels can help readers cultivate reading habits, increase reading interest, and improve reading efficiency. 4. Enhancing the cultural quality: The novel usually contains rich cultural information and historical background, which can help readers understand different cultures and historical backgrounds and improve their cultural quality. Of course, there were also some disadvantages to reading novels, such as the fact that it might take more time and energy, and it might also distract one's attention. But generally speaking, reading novels is a kind of beneficial entertainment activity. It can help us enrich our life experience, improve our thinking ability and human quality, and at the same time, it can also bring us some relaxation and pleasure.

Qilubao was an insurance product that benefited the people under the guidance of the Shandong Province Medical Protection Bureau and the Jinan City Medical Protection Bureau. As a supplementary medical insurance, it could reimburse part of the medical expenses paid by individuals within the scope of medical insurance and 15 kinds of self-funded new special drugs for the treatment of leukemia, liver cancer, breast cancer and other high-risk tumors and major diseases outside of medical insurance. According to the information provided, the advantages of Qilu insurance included low insurance threshold, low price, wide coverage, and the guidance of the provincial and municipal governments. Many large insurance companies underwrote it, so it was reliable and stable. However, whether or not to buy Qilubao still depended on one's personal situation and needs. If you have already purchased medical insurance or other medical insurance, you may not need to buy Qilu insurance. In addition, Qilubao might be a choice worth considering for high-risk occupations, sub-healthy people, or older people. The final decision should be based on the individual's medical needs, financial status, and insurance plans.

Xuan Kong Temple was a very spectacular scenic spot. It was built on a cliff, giving people a sense of danger. Although there was an additional entrance fee to Xuankong Temple, one could experience the precipitousness and magnificent scenery. The entrance fee to Xuan Kong Temple was 24 yuan. If one wanted to enter Xuan Kong Temple, they would have to pay a 100 yuan entrance fee. This was mainly to limit the number of people who could enter Xuan Kong Temple. Although some people thought that the entrance fee was not worth the ticket price, they could enjoy the spectacular scenery when they boarded the Xuankong Temple. Therefore, whether or not to visit Xuankong Temple depended on one's personal interest and budget.

There was a need to buy clothes disinfectant. Ordinary laundry liquids on the market only had the effect of removing stains, but there were a lot of bacteria on clothes, so laundry liquids could not completely remove them. The clothes disinfectant could effectively remove the bacteria on the clothes, especially in the hot summer weather, when the clothes absorbed sweat and sweat smell more, and when there were more bacteria, it was more necessary to use the clothes disinfectant. In addition, when washing clothes, you should also add disinfectant to prevent bacteria contamination. The composition of the clothing disinfectant was mild, and it was non-irritating to clothes and skin. It could effectively kill bacteria and mites. Therefore, purchasing clothes disinfectant could ensure the hygiene of clothes and protect health.

The two necessary knives for engraving were a large knife and a small knife. The width of a broadsword was about 8mm, and the width of a small knife was about 3mm. The choice of these two knives depended on the size of the words, usually determined by the width of the knife. The large knife was used to carve the main lines, and the small knife was used to do the final clearing of the Zhu Wenyin. When choosing a knife, you can consider buying a knife from the Yong brand, which costs about tens of yuan. The material of the knife was generally hard alloy, and the straight line of the blade and the 90-degree angle of the blade had to be ensured. In addition, carving also required one to master the technique of holding the knife. Holding the knife required one to hold the handle with one's hands. When operating, one needed to use one's fingers, wrists, elbows, shoulders, and even the entire body.

No, they are not necessary. Many great novels exist without any sex scenes. Novels can focus on other aspects like plot, character development, and the exploration of ideas.

Yes, they are. Depressing stories can often reflect the harsh realities of life. They can make readers more empathetic and aware of the problems in society.