Yes, it could be. Sometimes stories labeled as 'dumb money' have real-life inspirations or are based on actual events, but they might be dramatized or fictionalized to some extent.
There was a family that decided to save money for a dream vacation. They cut back on eating out and entertainment. Every month, they put a set amount into a special savings account. After a couple of years, they had enough saved up to take an amazing trip around Europe. It shows how disciplined saving can lead to achieving goals.
Yes, 'Money Heist' is based on a real story. The series was inspired by the 1985 Banco Central heist in Vigo, Spain. However, the show has taken a lot of creative liberties and added many fictional elements to make it more interesting for the viewers. For example, the characters and their backstories are mostly fictional, as well as some of the heist details. But the core idea of a group of people planning and executing a heist on a bank was drawn from real - life events.
Sure, 'Dumb Money' is based on real-life scenarios and characters. However, like many adaptations, it might have added or modified certain elements to make it more engaging for the audience.