farmers insurance horror stories

"I am Yang Jian. By the time you read this, I've already been dead..." A strange parchment, an eye that peeks into the darkness. This is the memoir of a person who survived.

[Horror-Spieleentwickler: Meine Spiele sind wirklich nicht so gruselig!] Ich hasse Horror. Von den huschenden Geräuschen von Schritten, die hinter mir herjagen, bis zu den leisen, aber beunruhigend kalten Flüstern, die sich um meine Ohren winden... All das. Ich hasse es. So sehr, dass ich anfange zu kotzen, wenn ich eine bestimmte Schwelle erreiche. Und trotzdem bin ich ein Horror-Spieleentwickler. Ein miserabler noch dazu. Also habe ich beschlossen, aufzuhören, angesichts meiner mangelnden Fähigkeiten. Und doch... [Glückwunsch, Sie wurden für das Horror-Spielentwicklungssystem ausgewählt!] Nein, ich will es nicht. Lass mich aufhören. ※ Hinweis: Ihre Welt könnte einige Veränderungen erfahren. Aber keine Sorge! Es ist Teil des Spiels! *** Dies ist eine Geschichte über einen Spieleentwickler, der Horror hasst, aber keine andere Wahl hat, als Spiele zu entwickeln, die gruselig genug sind, um Menschen zu traumatisieren. Sie wollen mich verfluchen, weil ich Sie dazu gebracht habe, sich in die Hose zu machen? Wenn das der Fall ist, wen verfluche ich dann? *** Eine von SCP inspirierte Geschichte mit ihrer eigenen Wendung!

[Horror Game Developer : My games really aren't that scary!] I hate horror. From the skittering sounds of footsteps racing behind me, to the soft yet unnervingly cold whispers curling around my ears... All of it. I hate it. So much so that I start puking whenever I reach a certain threshold. And yet, I am a Horror Game Developer. A crappy one at that. So, given my lack of ability, I decided to quit. And yet... [Congratulations, you've been selected for the Horror Game Developer System!] Nope, I don't want it. Let me quit. ※ Note : Your world might experience some changes. But don't worry! It's part of the game! *** This is a story about a game developer who hates horror, but has no choice but to develop games scary enough to traumatize people. You want to curse me for making you piss your pants? If that's the case, who do I curse? *** An SCP inspired story with its own twist! Discord : https://discord.gg/FK7ZQU3b9p

She is the true daughter of a prestigious family in the Federation, who was lost outside and grew up in a garbage heap, and is also a waste with only F-level spiritual power. Her parents' abandonment and favoritism, the exclusion and framing by her green tea fake daughter sister, the cultivation sect in crisis. She can only regain her cultivation and turn the tide by participating in the Federation Planet's 'God Creation Game'! "No way? Someone with only F-level spiritual power can also enter the 'God Creation Game'?" "Maybe just to make up the numbers." "With only 3 attack points, even a gust of wind can kill her, right?" Josh, the sickly waste not favored by everyone, casually summoned a Divine-level Monster in the dimension. Just when everyone thought she was going to kill all sides, she smiled slightly: "Open for fortune-telling, divining the location, weaknesses, and treasures of monsters, looking at dimension feng shui, monster physiognomy, one divination for 3000 points, scan the code to pay, thank you!" Barrage: "What's wrong! 3000 points, what idiot would go there! She's a fraud!" Contestant: "Me me me! I want a reading, I want a reading!" "I was here first!" "Don't cut in line!" Barrage: "......" Are these the star contestants they've fostered with points?

A cat... That is also a warlock... That likes to eat ghosts. --- Mater Evol Heracy was a prideful warlock in his past life. But he successfully escaped his ill-fated to a new world. Unfortunately for him, he has become a cat. Mater found himself in the modern 21st century that filled with horrors in every nook and cranny of this haunted city. Coincidentally, ghosts are exactly what he needs to grow his power. "I shall feasts upon all the horrors and become the one and only Darklord. MUAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA!" -- https://discord.gg/QMDetEzXaj

The story follows Bai Liu, who, after losing his job, becomes involved with multiple unavoidable horror live-streaming games full of various monsters and players with killing intent, putting the players’ lives at stake.

A sudden and unprecedented event occurred and took place on Earth. A fissure instantly appeared in the clear blue sky, revealing a void devoid of any light beyond, instantly covering the whole planet, leaving no Life, no Hell, and no Paradise behind... Hence the start of a new chaos and a great beginning of life devoid of any hope began. In this apocalypse and lawless world without any limits set upon its beings, a silent dark wisp took form. A wisp that was bound to become the Horror of All was born... "Wait… I’ve become a Ghost?!" _______________________________ Bonus Chapter; Power Stones, 200 PS = 1 Chapter 400 PS = 2 Chapters 600 PS = 3 Chapters ... Golden Ticket, 100 GT = 1 Chapter 200 GT = 2 Chapters 300 GT = 3 Chapters.

Standalone horror stories, approximately 500 to 1000 words per chapter, with each story fully independent of the others. If a character's name appears in multiple stories, it should not imply a connection between them unless explicitly noted otherwise.

Lothair is a serial killer who detest imperfection on human’s facial features, which resulted in him having a compulsory behavior of wanting to strip people’s faces. After he dies, he finds himself as Narcissus, a beautiful and adorable female NPC inside a state-of-the-art VRMMO world of the latest craze called Fallen Carcosa Online. But despite being a fantasy-filled game, the world feels strangely realistic. Too realistic, even. Game-like systems and magic exist but so do plagues, politics, economy, and the horror hidden in plain sight. When pried open, an actual human-like anatomy can be seen beyond the skin of the NPC’s face—with little to no censor. Everything feels too immersive. Except Narcissus, Lothair’s new identity. When Narcissus tried to scrape off the face of her new adorable body, she found an abyssal void with little to no end. This story marks the birth for the King in Yellow. - Warning, this story contain: Male-to-Female Genderbend, GL/Yuri, Occasional Futa MC, Yanderes, Harem, Self-Cest. - Follow the creative and attentive Narcissus, a nuanced former serial-killer who will gradually becomes stronger, experienced, maddening, horrifying, but also mature, wise, conflicted, and complex—in this near-endless journey. Where souls unsung and tears unshed. In the land of Lost Carcosa. - This story is going on an indefinite hiatus.

Everyone has their fates connected to their birthdays, they are likely to have psychic abilities specifically connected to ‘something’. Some can sense it while some cannot, depending on what they have committed in the past. Mystery, Death, Foolishness, and Greed are the things attracting the evil spirits to be around. Those who were born on Sunday… “Ward: Labor Tomb” If you see ‘the pregnant,’ please beware; they are there to take your head. Those who were born on Monday… “Mirror: Who’s the First to Die of Them All?” After midnight where mirrors are, ‘mysterious things’ will appear. Those who were born on Tuesday… “Haunted: Mystery of Plumeria House” Stay away from ‘bathrooms’, if you wish to stay alive. Those who were born on Wednesday… “Theater: Book Me a Death Ticket” When people born on this day go to a funeral, they tend to witness bad events. Those who were born on Thursday… “Stairs: 12 Steps...Ghost Staircase” At night, do not look at the stairs, or else something might be there. Those who were born on Friday… “Reality: Dare the Living, Discover the Dead” There is a game for the living, but noted that it might take their lives. Those who were born on Saturday… “Holy: Soul Sacrifice to Spirit’s House” The ancient saying goes: think before you speak, as something the eyes cannot see does not mean it is not real. Every inconsiderate action must be traded with the living, and only death is the answer! One question… What day were you born on…?