prexcription drugs financial horror stories

There are cases where people with chronic diseases like diabetes. The cost of insulin prescriptions has skyrocketed. Some can't afford it regularly, leading to health complications. They face huge bills every month just for this essential prescription drug. Insurance companies might also change their coverage terms suddenly, leaving patients in a lurch.

I heard about an elderly person who needed heart - related prescription drugs. The cost was exorbitant. Medicare didn't cover all of it. They had to cut back on other essential expenses like food and heating in winter to be able to afford the drugs. It was really sad as they were already on a tight budget and this just made their situation much worse.

One horror story is when students are promised a certain amount of financial aid but then at the last minute, the amount is drastically reduced. For example, a friend was relying on aid to attend a particular college. After getting an initial estimate, they were all set to start. But just before the semester began, they were informed that due to some bureaucratic error, their aid was cut in half. They had to scramble to find other ways to pay, like taking out more loans which put them in a huge debt later on.

Getting scammed is also a big one. There are many financial predators out there who target retirees. They might offer 'too - good - to - be - true' investment opportunities. Retirees, being more vulnerable, might fall for it and lose a large portion of their savings.

Diversify your investments. Don't put all your eggs in one basket. Invest in a mix of stocks, bonds, real estate, etc. This way, if one area underperforms, others can balance it out.

Overestimating the revenue in the first few months is another financial horror story. A new trendy burger joint thought they'd be making a killing from day one. They took out a big loan based on their projected sales. But in reality, it took months to build up a customer base. They had high loan payments to make each month while their income was much lower than expected. This put them in a very difficult financial situation, and they had to consider closing down just a few months after opening.

Sure. There was a student who applied for a very prestigious scholarship. They had all the requirements met and a great application. But the scholarship committee made a mistake and awarded it to someone else with a weaker application. When the student inquired, they were given the run - around and no proper explanation. This cost the student a great opportunity for financial assistance.

Sure. There are stories of women and drugs. Some women start using drugs as a form of escape from difficult life situations. But the consequences are harsh. They may end up in rehab centers trying to get clean, or worse, fall victim to drug - related crimes. It's important to raise awareness about the dangers of drugs for everyone, including women.

Samantha was hooked on opioids. Her journey to quit was filled with ups and downs. She first tried to quit on her own but relapsed. Then she found a good doctor who prescribed medications to ease her withdrawal symptoms and also referred her to a 12 - step program. In the program, she made friends who held her accountable. It took time, but she finally achieved success in quitting drugs.

Another great story is of Tom. He got addicted to prescription drugs after an injury. Tom sought therapy and also started doing sports to distract himself. His therapist helped him deal with the underlying issues that led to his addiction. Through consistent effort in therapy and his newfound love for sports like running, he successfully got rid of his drug habit.