The Bank of Dave is based on a real - life story. Dave Fishwick, a self - made millionaire in Burnley, UK, was frustrated with the big banks not helping local people. So he decided to start his own bank. He aimed to provide loans to local businesses and individuals who were often overlooked by the major banks. His bank was more about community support and fair lending.
One key element is Dave Fishwick's dissatisfaction with big banks. Another is his own success in business prior to starting the bank. And the most important is his desire to help the local community with lending.
Definitely a real story. It draws inspiration from actual happenings and presents them in a narrative format. The characters and situations have roots in reality.