There was a story about a woman who had to have an emergency surgery. United Health Care made her jump through so many hoops to get pre - approval. By the time they finally approved it (barely in time), the added stress had made her condition even more difficult to manage. It's like they don't fully understand the urgency of medical situations sometimes.
A family was promised certain coverage for mental health services. But when their child needed regular therapy sessions, United Health Care kept reducing the number of covered sessions. They claimed it was based on some internal policy, but it left the family feeling betrayed and the child without proper care.
Sure. There was a case where a patient with a heart condition was misdiagnosed as having anxiety. They were given anti - anxiety medications instead of proper heart - related treatment. As a result, their heart condition worsened until they had a near - fatal episode. Another example is when a pregnant woman had to wait for hours in a hospital waiting area in labor because there were no available maternity beds.
There are stories of extremely long wait times for approvals. A person might need a specialized treatment urgently. However, United Health Care took weeks to approve it. During this time, the patient's condition worsened. It seems like their bureaucracy sometimes gets in the way of timely medical care.
The creation of health insurance marketplaces was a significant success. It allowed individuals to compare different insurance plans and choose the one that best fit their needs and budgets. There were stories of single mothers who were able to find affordable coverage for themselves and their children, giving them peace of mind knowing that they had access to medical care.
Sure. One horror story is about a patient who was misdiagnosed with a minor illness. They were given the wrong treatment for months. By the time the correct diagnosis was made, their condition had worsened significantly and it took a long time and a lot of extra treatment to get better.
One horror story is when a home health care worker didn't show up for days without notice. An elderly patient was left alone, unable to get proper meals or take medications on time. It was a nightmare for the family who had relied on the service.
Another horror story could be related to the rationing of certain treatments. Some expensive or new treatments might not be readily available. For instance, a patient with a rare disease that requires a very costly drug may not get access to it in a timely manner under universal health care. The system may prioritize more common and less expensive treatments, leaving those with rare conditions suffering while waiting for approval or funding for the appropriate treatment.
Yes. I heard of a man who got injured at work. His employer - provided health insurance initially covered his treatment, but then they suddenly dropped him. He was left with a huge bill and couldn't get proper follow - up care. And there are stories of people waiting for months for necessary surgeries because the insurance companies keep delaying approvals for cost - cutting reasons.
Sure. I've heard of a case where a member had a serious medical emergency. They submitted their claim promptly, but Liberty Health Share took forever to even start looking at it. By the time they finally got around to it, the member was in a lot of debt because they had to pay the medical bills upfront.
Sure. A family of four saw their monthly premiums double in just one year. They had to cut back on other expenses like groceries and entertainment just to keep up with the payments.
I've heard of a story where a mental health patient was left in a waiting area for hours without any proper assessment or support. The staff seemed too busy to attend to this person who was clearly in distress, which is really unacceptable in a health system.