The girl may initially struggle and try to escape. However, if the dead cowboy doesn't seem immediately threatening, she might gradually calm down and listen to his story, out of a mix of fear and intrigue.
She could be in a state of shock. But as the dead cowboy begins to tell his story, she might start to empathize with him. Maybe his story has elements that remind her of her own experiences or the stories she has heard, and she starts to see him more as a lost soul than a kidnapper.
Maybe he wants to pass on some important message. Since he's dead, perhaps he has some unfinished business and by telling the girl his story, he hopes she can do something about it.
At first, Sakura might be terrified. After all, being kidnapped is a scary situation. But then, depending on her character development in the fanfiction, she could start to try and reason with Sasuke. She might ask him why he's doing this and try to get him to see the error of his ways.
She's likely to be defiant at first. Elena has a strong will, so she would probably resist Klaus's orders and try to escape.
When Valtor kidnaps Bloom in fanfiction, she may initially feel a sense of shock and fear. But soon, her strong personality would take over. She would probably try to gather information about Valtor's plans while pretending to be compliant. All the while, she'd be secretly devising a way to break free and get back to her friends.
At first, Bruce might be scared. He knows Loki's reputation for being unpredictable and dangerous. But he also tries to keep his cool because he doesn't want to accidentally transform into the Hulk right away. He might try to reason with Loki, using his intelligence to talk his way out of the situation.
She could also be quite matter - of - fact about it. If she's with close friends or family, she might just laugh it off and say she's really hungry and needs to find something to eat. Maybe she'll even joke about it and say her tummy has a mind of its own.
She could also be a bit shocked. In the Hogwarts world, Draco has often been on the opposing side to Hermione. So the fact that he is approaching her to talk about something as personal as her scar might catch her off guard. She may start the conversation tentatively, waiting to see where Draco is going with it, and ready to put up her defenses if necessary.
She might try to manipulate Loki. Natasha is very good at getting into people's heads. She could play on Loki's ego or his own insecurities to gain an advantage. For example, she could pretend to be interested in his plans or offer to help him in some way, all while secretly planning her escape.
Hermione may first try to use magic to defend herself or escape right when the kidnapping is taking place. But if that fails, she will start to analyze the situation. She would think about what she knows of Dolohov from her studies and any previous encounters. Then, she would form a plan. She might even try to find allies within Dolohov's ranks if there are any who could be swayed, by appealing to their sense of self - preservation or better nature.
Moana might be very excited. These stories are not just tales but a connection to her heritage. As her grandma weaves the story, Moana could be imagining all the events in her head, maybe even interrupting with questions to learn more details about the characters and events in the story.