Financial problems could be an issue. If they are just starting out in the modern world, finding good jobs might be tough. Naruto, with his impulsive nature, might make some bad financial decisions at first. And Yugito, who is used to a different kind of economy in the Naruto world, would have to adjust to things like paying rent, bills, etc. Also, they might face discrimination from people who sense that they are different, even if they don't know about their ninja powers.
One challenge could be their different villages. Naruto is from Konoha and Yugito is from Kumo. Their villages might have political tensions or different agendas that could put a strain on their relationship. For example, if there is a conflict between the two villages, they might be forced to choose between their love and their loyalty to their respective villages.
He might face internal conflict. Naruto has always been an open and honest person, so keeping such a big secret could go against his nature. This could lead to him struggling with his conscience. Also, he would need to balance his normal life with his secret Hokage duties without raising suspicion. For instance, he can't always disappear suddenly to attend to Hokage business without people getting curious.
Naruto would face quite a few challenges. For one, his growth might be stunted as the team overprotects him. He could also face ridicule from outside the team who might see him as a weakling now. Moreover, he has to deal with the internal team dynamics where Sasuke may not be fully accepting of his new role and Naruto would have to prove himself constantly.
One challenge could be controlling the transformations. If he can't master when and how to transform, it could put him in dangerous situations. For example, transforming at the wrong time during a battle could leave him vulnerable.
One major challenge would be living up to the legacy of the original First Hokage. Everyone would have high expectations of him. Another challenge could be dealing with the political aspects of being in such a high - ranking position. He's used to being more of an out - of - the - box hero, not a traditional leader. Also, he might face resistance from some of the older clans in Konoha who have their own ideas about how the village should be run. And he would need to balance his new role with his relationships with his friends, who might see him differently now.
One challenge could be adapting to the team's dynamics. Team 8 has its own way of operating, and Naruto is used to his own style with his friends. For instance, they might be more methodical in their planning, while Naruto is more of a 'jump - in - and - figure - it - out' type. So, he'd have to learn to follow their lead sometimes.
There could also be external threats. Maybe other villains or rival ninja clans see the apartment building as a target. They might try to take it over or destroy it to undermine Naruto's influence in the village. Naruto would then have to use his combat skills and strategic thinking to protect his property.
One big challenge would be the social pressure. Naruto would be constantly in the spotlight as the only male. Every female would have an opinion about him. Another challenge would be in combat training. If the training methods are designed for females, he might have to adapt to different physical standards. Also, finding true allies would be tough. Some might see him as a novelty or a tool to gain power.
He might face challenges like finding the right place to plant the tree. Konoha has a lot of regulations about what can be planted where. Also, he needs to make sure the tree gets enough water and sunlight. If it's a magical tree, he may not know exactly what it needs to grow well.
One challenge could be controlling the power of the Juubi. It's an incredibly powerful and chaotic force. Naruto would have to struggle to keep it in check so that it doesn't overwhelm him and cause him to lose control. If he loses control, he could end up harming his friends and allies instead of protecting them.