I remember a story where a man had a pet parrot that he took everywhere in his car. One day, the parrot got loose and started pecking at the dashboard, causing some damage. He tried to claim it on his auto insurance, saying it was an 'unusual incident'. The insurance company didn't cover it, of course.
A young driver once accidentally drove his car into his own garage door while showing off his new driving skills to his friends. He was so embarrassed and thought his auto insurance would take care of it all. But he had a high deductible, and it ended up costing him a pretty penny out of his own pocket. It was a lesson learned the hard way.
One memorable story is about a car that had a leak. The mechanic thought it was oil, but it turned out to be maple syrup. The owner had been transporting a large amount of it in the trunk and some had spilled. Another is when a car's horn started going off randomly. It took the mechanic a while to figure out that a wire had gotten crossed with the radio antenna and every time a certain radio station was tuned in, the horn would honk.
There was a story where a woman's car was flooded because she drove it into a pond trying to avoid a squirrel. She thought her auto insurance would pay for it as it was an 'accident'. But it turned out that her policy didn't cover self - inflicted 'accidents' like this. She had to pay for the repairs herself, which was quite a costly mistake.
One horror story is when an insurance company took forever to process a claim after a car accident. The claimant had to constantly call and fight for weeks just to get an adjuster to look at the damage. It was extremely frustrating as they couldn't get their car repaired in time and had to rely on public transportation, which was inconvenient and costly.
I heard a story of a person texting 'I'm at the grocery store getting milk'. Auto correct made it 'I'm at the groggy store getting muck'. Their friend was very confused and asked what a 'groggy store' was and what 'muck' was. The person had to quickly correct the misunderstanding and explain about the auto - correct.
One memorable story is of a student who overslept on the day of the exam. He rushed to the exam center and was a mess. But he still calmed down and did his best. Another is about a lady who was the only one in her family to take the exam. She felt a great deal of pressure but passed with flying colors.
Sure. There are cases where Allstate has blamed the policyholder for accidents that clearly weren't their fault. For example, in a situation where another driver ran a red light and hit an Allstate - insured vehicle, Allstate initially tried to say the insured driver was partially at fault. Also, some people have had problems with Allstate not covering all the damages to their cars. Even if they had comprehensive coverage, Allstate might only pay for a portion of the repairs, leaving the policyholder to foot the bill for the rest.
Well, the trend of DIY haircuts in 2020 was quite funny. A lot of people attempted to cut their own hair when salons were closed. Some ended up with really strange and uneven hairstyles that they had to live with for a while. It was funny to see their before - and - after pictures on social media.
Well, I know of a man who insured his bushy eyebrows. He was so proud of them that he didn't want anything to happen to them. Another interesting story is about a woman who insured her collection of bookmarks. She had a vast collection of handmade bookmarks and was terrified of losing them. And there was a person who insured his very first pair of glasses. He had a sentimental attachment to them as they were a symbol of his first step into the world of clear vision.
A man insured his old, rusty bicycle. He claimed that it was a rare vintage bike. When the insurance company sent an appraiser, they quickly realized it was just an ordinary, beat - up bike. The man was trying to get more money out of the insurance.
In 2020, my local community organized a drive - by birthday parade for a 90 - year - old neighbor. The cars were all decorated with balloons and signs. But one car's balloons got loose and started flying all over the place. It was chaos but also really funny. It made the old man laugh a great deal.