Another is claim issues. For example, when claims are wrongly denied or processed very slowly, leaving customers in a lurch. A lot of times, customers expect USAA to be more efficient and fair given their reputation, but in these horror stories, that's not the case. They may have to fight tooth and nail to get what they are rightfully owed. And sometimes, even after a long battle, they still don't get a satisfactory result.
One common element is poor customer service. Like in cases where customers are put on hold for long periods or given unhelpful responses.
Well, with Progressive, some customers have horror stories about claim denials that seemed unjust. For example, a customer had damages clearly caused by an accident but Progressive found some minor pre - existing wear and tear on the vehicle and used that as a reason to reduce the payout significantly. On the other hand, USAA has had issues where their customer service took a long time to respond during a crisis situation for some members. One person had their car totaled and it took days for USAA to even start the claims process, leaving them stranded without proper assistance.
A customer had a tree fall on their garage during a windy night. USAA Insurance covered the cost of removing the tree and repairing the garage without any hassle. They were very prompt in their response and made sure the customer was satisfied with the work that was done.
The Progressive vs USAA horror stories tell us that both companies have areas to improve. Progressive's issues like rate hikes without explanation highlight the need for better communication with customers. USAA's slow response times in various situations, such as claims processing, show that they need to streamline their internal processes. We should also make sure to document everything when dealing with insurance companies to protect ourselves in case of disputes.
Here's one. A USAA customer had their account hacked. They immediately reported it to USAA, but instead of getting prompt assistance, they were met with a lot of red tape. USAA seemed more concerned with investigating whether the customer was at fault rather than helping to secure the account and refund the stolen money. It took weeks for them to even start looking into the real issue, during which time the customer was constantly worried about further financial losses.
One common element is the use of a spooky setting like an old, abandoned house or a dark forest. Another is the presence of a menacing antagonist, such as a vampire or a serial killer. Also, horror stories often build suspense through things like strange noises or unexplained events.
Supernatural entities like ghosts, vampires or demons often appear in horror stories. They bring an element of the unknown and the unbeatable. Their powers are beyond human understanding, which scares us. For instance, a ghost that can pass through walls and cause harm to the living.
One common element is the unexpected. Like in the story of the dress ripping, no one expects their dress to just come off like that. Another is the public nature of the event. Most of these stories happen in front of other people, which makes it more embarrassing and gives it that horror - like feel. Also, often there is a sense of loss of control, like when you can't stop sweating or farting in public.
Dark and gloomy settings are very common. Whether it's a mist - covered cemetery or a dilapidated old mansion, these places set the mood for horror. Supernatural elements are also prevalent. Be it demons, vampires, or witches, they bring an element of otherworldliness. Moreover, there is usually a protagonist who is either drawn into the horror against their will or is trying to fight against it. In many horror origin stories, this protagonist is an ordinary person thrust into extraordinary and terrifying situations.
In golf horror stories, there are often elements related to pressure and high - stakes situations. For instance, a golfer might choke on a crucial shot during a tournament. Then there's the problem of getting paired with difficult playing partners who are either too competitive or unsportsmanlike. And of course, the course itself can present challenges that turn into horror - like a very difficult hole layout that seems impossible to conquer, leading to a series of bad shots and a ruined round.
Jealousy is a common element. Like in the case where one person in the fwb relationship gets jealous when the other talks to someone else. It ruins the casual vibe.