Someone lent me 5050** yuan, there is a loan slip, there is a signature, fingerprint, and a record of the loan. Can I win the lawsuit without keeping it?

2024-09-11 21:16

1 answer

2024-09-12 00:23

Whether the loan relationship of 5050** yuan existed and whether it could win the lawsuit needed to be analyzed according to the specific situation. If there is a loan slip and the signature and fingerprint of the borrowing party, it means that the borrowing party has approved the loan request and promised to repay the loan within the specified time. In this case, even if the transfer record was not kept, it might become one of the evidence to prove the existence of the loan. However, there were other factors that needed to be considered, such as the legitimacy of the IOU, the credibility of the guarantor, the complexity of the litigation procedures, and so on. If the loan refuses to pay or is unable to pay on time, you may need to take other measures to collect the debt. In this case, other evidence such as call records, text message records, emails, etc. were kept to prove the fact that the loan had occurred. At the same time, you can consider seeking legal advice to understand the specific legal procedures and litigation costs. Other factors such as the timing of the proceedings, the cost of litigation, the credibility of the guarantor, and so on, needed to be considered to win the lawsuit. Therefore, it is recommended to decide whether to file a lawsuit under specific circumstances and to make sufficient preparations before the lawsuit.

I have a personal loan need, but I'm a newbie. Can someone recommend a good loan platform for me?

1 answer

2024-09-10 16:56

For loan requirements, you can refer to the following suggestions: Understand your credit status: It is very important to understand your credit status before applying for a loan. You can learn about your credit score and credit history through credit reports, credit card bills, and other methods. Comparing different lending platforms: When choosing a lending platform, you need to compare the interest rate, repayment method, approval speed, security and other factors of different platforms. You can refer to some online reviews, ratings, and user reviews to understand the situation of the platform. Pay attention to repayment ability: Before applying for a loan, you need to assess your repayment ability. If the repayment ability is not strong enough, you can consider applying for some low-interest loans or choose some installments. 4. Choose a legitimate platform: Choosing a legitimate lending platform is very important. You can check the platform's official website, customer service phone number, social media account and other information to ensure that the platform is legally registered and provides safe lending services.

Loan Officer Horror Stories: How Do They Impact the Loan Industry?

1 answer

2024-11-08 01:45

In the long run, loan officer horror stories can push for regulatory changes. For instance, if there are too many cases of false information from borrowers, regulations may be tightened to require more proof of identity and financial stability. This can have a significant impact on how loan officers do their jobs and how the entire loan industry operates.

Tell me a private loan horror story.

2 answers

2024-11-05 15:23

One horror story is about a person who took a private loan with extremely high interest rates. They were promised easy repayment terms at first. But soon, the interest piled up so quickly that they couldn't keep up with the payments. The lender started harassing them day and night, calling their family and friends, and even showing up at their workplace, which made their life a living hell.

Is the mobile loan app reliable?

1 answer

2024-09-23 12:43

There was no problem with the mobile loan App itself, but the loan process needed to be cautious. When choosing a loan App, you should choose an App developed by a regulated and legally authorized financial institution. These institutions usually have stricter risk management and review mechanisms. Before downloading the loan App, you should carefully read the relevant loan terms and conditions to understand the loan interest rate, repayment method, late interest and other details to ensure that you have sufficient repayment ability and credit status. In addition, before borrowing money, they should also conduct a sufficient risk assessment to understand the purpose of the loan, the amount, time, interest rate, and other information, and choose the risk that they can afford. There was no problem with the mobile loan App itself, but the borrowing process required careful selection of a formal financial institution to borrow money and careful reading of the relevant terms and conditions.

What are the experiences like after student loan rehabilitation in student loan horror stories?

1 answer

2024-10-10 12:16

Often, after loan rehabilitation, students might find it difficult to get approved for new credit or loans because of the previous loan history. Also, they might struggle to meet other financial goals like buying a house or starting a business due to the burden of past debts.

Tell me about 3 terrifying student loan horror stories.

2 answers

2024-11-08 18:58

One horror story is about a student who took out a large loan but couldn't find a well - paying job after graduation. The loan payments were so high that they had to move back in with their parents and still struggled to make ends meet. They were constantly stressed about the debt looming over them.

Is the student loan crisis fact or fiction?

3 answers

2024-10-05 17:33

It's a fact. Many students are struggling with huge debts due to student loans, and it's causing significant financial stress for them and their families.

Frog's online loan credit?

1 answer

2024-09-18 11:46

I'm not sure which lending institution FrogFrog Online Lending refers to, but generally speaking, most lending institutions will submit the user's credit history to the credit bureau to assess the credit status of the loan applicants. Therefore, if you are applying for a loan or other financial products or services, it is best to check if the institution has recorded your credit history on the credit bureau.

How does a mortgage loan origination system user stories help in streamlining the loan application process?

1 answer

2024-11-08 02:40

Well, it can help by clearly defining the steps from the user's perspective. For example, a user story might say 'As a borrower, I want to easily upload my financial documents so that I can quickly get my loan approved.' This makes the developers understand the key requirements and design the system accordingly to make the application process smoother.

Can you share some loan horror stories?

3 answers

2024-11-07 03:44

Sure. One loan horror story is when a person took out a payday loan. The interest rates were so high that they ended up owing far more than they originally borrowed. They struggled to make the payments and it put them in a cycle of debt.