Someone else took my phone and downloaded an online loan app. I used his account to log in and his ID card to verify. Does it affect me?

In this case, someone else using your account and ID card information to download the online loan app and verify it may have an adverse effect on you. Specifically, there might be the following situations: The loan amount may exceed your ability to bear. Online lending apps usually charge high interest and handling fees. If the loan amount exceeds your ability to afford it, you won't be able to repay it on time and fall into a debt crisis. 2 You may be charged more. Since you are borrowing money under someone else's account and ID card information, the online loan app may require you to pay additional fees such as late interest, penalty interest, etc. 3. Your personal information may be leaked. If the verification information of the online loan app is carried out through your ID number and account password, your personal information may be leaked to others and bring unnecessary risks. In order to avoid the above situation, it is recommended to immediately unload this online lending app and download a compliant online lending app with your account number and ID number and pay back on time. At the same time, it was also recommended to strengthen the protection of their personal information, not to casually reveal their ID number and account password, and not to borrow high interest on unfamiliar websites.